Effective Date: October 7, 2026

3M Insurance Solutions ("3M Insurance Solutions," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you provide to us through our website, www.3minssolutions.com, and through other communications with our agency.

This Privacy Policy explains what information we collect, how we use it, how we may communicate with you, and the choices you have regarding your information.

1. INFORMATION WE COLLECT

We may collect information that you voluntarily provide to us when you visit our website, complete a contact form, request information, request an insurance quote, schedule an appointment, or otherwise communicate with us.

Depending on how you interact with us, this information may include:

• Your name

• Email address

• Telephone or mobile phone number

• Information you provide when requesting information about insurance products or services

• Information contained in communications you send to us

We may also automatically collect certain technical information when you visit our website, such as your IP address, browser type, device information, pages visited, and general website usage information.

2. HOW WE USE YOUR INFORMATION

We may use the information we collect to:

• Respond to your questions, requests, and inquiries

• Provide information about insurance products and services

• Prepare or assist with insurance quotes and applications

• Schedule and manage appointments

• Communicate with you regarding services you have requested

• Provide customer service and support

• Send information about insurance products, services, promotions, or other information that may be relevant to you, when permitted by law and when you have provided the required consent

• Improve our website and services

• Monitor website traffic and usage

• Maintain the security of our website and business

• Comply with applicable laws and regulations

3. TEXT MESSAGES AND SMS COMMUNICATIONS

If you provide your mobile telephone number and separately consent to receive text messages from 3M Insurance Solutions, we may use your mobile number to send you text messages related to your request or inquiry.

Depending on the consent you provide, text messages may include:

• Insurance information

• Insurance quotes or quote-related communications

• Appointment reminders and confirmations

• Application or enrollment assistance

• Customer service communications

• Follow-up regarding services you requested

• Information about insurance products or services

• Promotional or marketing messages

Message frequency may vary. Message and data rates may apply.

Your consent to receive marketing or promotional text messages is not a condition of purchasing any insurance product or service.

SMS Consent

SMS consent is obtained separately from this Privacy Policy through an affirmative action, such as checking an SMS consent checkbox on a website form.

We do not consider your submission of a telephone number by itself to constitute consent to receive marketing text messages.

Where applicable, we maintain records of SMS consent, including information necessary to document when and how consent was provided.

Opting Out of Text Messages

You may opt out of marketing text messages at any time by replying STOP, CANCEL, or UNSUBSCRIBE to a text message from us.

You may also contact us directly at:

3M Insurance Solutions
Phone: (336) 559-3994
Email: 3minsurancesolutions@gmail.com

After receiving an opt-out request, we will take reasonable steps to stop sending additional marketing text messages to that number. You may receive one final message confirming your opt-out request.

You may reply HELP for assistance.

Opting out of marketing text messages does not necessarily prevent us from contacting you through other communication methods, such as email or telephone, when permitted by law or when necessary to respond to a service request.

4. SHARING OF MOBILE PHONE NUMBERS AND SMS INFORMATION

3M Insurance Solutions does not sell or rent your mobile telephone number or SMS consent information to third parties for their own marketing purposes.

We may share information with service providers that assist us with operating our business, website, customer communications, appointment scheduling, insurance services, or text-message communications.

These service providers may process personal information on our behalf and are expected to use that information only for the purposes for which we provide it and as permitted by applicable law.

Your SMS consent will not be transferred to another company for that company's independent marketing purposes without appropriate authorization or consent.

5. EMAIL COMMUNICATIONS

If you provide your email address, we may use it to respond to your inquiries, provide requested information, communicate regarding insurance services, and, where permitted, send information about products or services that may be relevant to you.

You may request that we stop sending marketing emails by following the unsubscribe instructions included in the email or by contacting us directly.

6. WEBSITE ANALYTICS AND COOKIES

Our website is hosted on the Wix platform.

We use Wix and its analytics tools to help us understand how visitors use our website, monitor website performance, improve our website, and understand general visitor activity.

Our website may use cookies and similar technologies. Cookies may collect information such as browser type, device information, pages visited, and website activity.

Wix may place cookies and other technologies on our website as part of providing its services. The specific cookies and technologies used may vary depending on the features and applications enabled on our website.

You may be able to manage or restrict cookies through your browser settings and, where available, through our website's cookie-consent tools.

Wix provides website owners with tools for displaying cookie banners and managing consent for certain non-essential cookies and analytics technologies.

7. HOW WE PROTECT YOUR INFORMATION

We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information transmitted to or stored by us.

8. THIRD-PARTY SERVICES

Our website may use third-party services, applications, or platforms, including Wix and other service providers that help us operate our website and business.

These third parties may collect or process information in accordance with their own privacy policies and terms.

We encourage you to review the privacy policies of third-party services you interact with.

9. INFORMATION RETENTION

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide our services, maintain business and legal records, resolve disputes, enforce agreements, and comply with applicable legal and regulatory requirements.

10. YOUR PRIVACY RIGHTS

Depending on where you live and applicable law, you may have certain rights regarding your personal information, including the right to request access to, correction of, or deletion of certain information we maintain about you.

You may also request that we stop using your information for certain communications, including marketing communications.

To make a privacy-related request, please contact us using the information below.

11. CHILDREN'S PRIVACY

Our website and services are not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 through our website. If we become aware that we have collected personal information from a child under 13, we will take reasonable steps to delete that information.

12. DO NOT SELL OR RENT PERSONAL INFORMATION

3M Insurance Solutions does not sell or rent your personal information.

We also do not sell or rent mobile telephone numbers or SMS consent information to third parties for their own marketing purposes.

13. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time to reflect changes to our business, website, services, technology, or applicable laws.

When we make changes, we will update the "Effective Date" at the top of this Privacy Policy.

We encourage you to review this Privacy Policy periodically.

14. CONTACT US

If you have questions about this Privacy Policy, want to request access to or correction of your information, or want to opt out of communications, please contact us:

3M Insurance Solutions
Phone: (336) 559-3994
Email: 3minsurancesolutions@gmail.com
Website: www.3minssolutions.com

By using our website or voluntarily providing information to us, you acknowledge that you have had an opportunity to review this Privacy Policy.